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Why Choose Us
Here are the few things that you will need to get started
Arguably the Best Instant Personal Loan in Malaysia
Sometimes, having a bit of extra cash can make a big difference. Whether it’s for a celebration, a home upgrade, or an unexpected expense, a personal loan can be incredibly useful.
Applying for a bank loan is often a complicated process—but it doesn’t have to be. As one of Malaysia’s most trusted licensed money lenders, instaDuit offers a simple, speedy, and user-friendly personal financing experience.
So if you’re in need of quick cash or searching for the best personal loan in Malaysia, you’ve come to the right place. Just instaDuit—it’s that easy!
1
Year Business
1
Sucess Deal Case
1%
Satisfied Client
1%
Approval Rate
Here are some of the FAQ
Are there any additional charges that when applying for a loan?
There are mandatory charges like legal fees and stamp duty, but these only apply after your loan is approved and you’ve agreed to proceed with it.
How is the monthly repayment amount calculated?
You’ll only need to pay statutory charges like legal and stamp duty fees after your loan is approved and you’ve agreed to proceed.
You’ll only need to pay statutory charges like legal and stamp duty fees after your loan is approved and you’ve agreed to proceed.
Want fast personal loan approval? Apply now!
Is instaDuit a legal money lender or credit community?
Yes, Insta Duits is a trusted and legally licensed money lender, registered under KPKT with the license number WL6541/11/01-5/151126. We are also a recognized member of the credit community.
Yes, Insta Duits is a trusted and legally licensed money lender, registered under KPKT with the license number WL6541/11/01-5/151126. We are also a recognized member of the credit community.
For peace of mind, you can verify our credentials through KPKT’s official mobile app, i-KREDITKOM, available for download on the KPKT website.
Need fast personal loan approval? Apply now!
Do I have to visit your office as part of the loan application?
As part of KPKT’s regulations, all customers are required to visit our office in person to sign the loan agreement. Upon approval of your application, we will schedule an appointment for the loan agreement signing at our office.
How long would it take before i know my application is approved?
We aim to get you a fast loan approval within 24 hours or less. This also depends on full documentation and information that you provided us.
We aim to get you a fast loan approval within 24 hours or less. This also depends on full documentation and information that you provided us.
For fast loan approval, apply online now
Repayment Chart
| Loan Amount (RM) | 1 Month | 2 Months | 3 Months | 5 Months | 10 Months | 20 Months | 30 Months | 60 Months |
|---|---|---|---|---|---|---|---|---|
| 1,000 | RM1,030 | RM1,060.90 | RM1,092.73 | RM1,159.27 | RM1,343.92 | RM1,806.11 | RM2,426.27 | RM5,898.28 |
| 2,000 | RM2,060 | RM2,121.80 | RM2,185.45 | RM2,318.53 | RM2,687.84 | RM3,612.21 | RM4,852.54 | RM11,796.55 |
| 3,000 | RM3,090 | RM3,182.70 | RM3,278.18 | RM3,477.80 | RM4,031.76 | RM5,418.32 | RM7,278.82 | RM17,694.83 |
| 5,000 | RM5,150 | RM5,304.50 | RM5,460.91 | RM5,796.33 | RM6,719.60 | RM9,030.53 | RM12,131.36 | RM29,491.38 |
| 10,000 | RM10,300 | RM10,609.00 | RM10,921.82 | RM11,592.65 | RM13,439.20 | RM18,061.06 | RM24,262.72 | RM58,982.75 |
| 20,000 | RM20,600 | RM21,218.00 | RM21,843.64 | RM23,185.30 | RM26,878.40 | RM36,122.12 | RM48,525.44 | RM117,965.51 |
| 30,000 | RM30,900 | RM31,827.00 | RM32,765.45 | RM34,777.95 | RM40,317.60 | RM54,183.18 | RM72,788.16 | RM176,948.26 |
| 300,000 | RM309,000 | RM318,270.00 | RM327,654.55 | RM347,779.45 | RM403,176.00 | RM541,831.77 | RM727,881.55 | RM5,898,275.50 |